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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,850 | $95,415+116.8% | $185,851+11.3% | $85,851+140.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.42% | 23.59%-13.2pp | 122.11%-111.7pp | 318.63%-308.2pp |
| Employer contribution / active EE | $5,900 | $3,314+78.0% | $5,168+14.1% | $2,565+130.0% |
| Participant deferral / active EE | $6,485 | $3,424+89.4% | $5,569+16.5% | $3,952+64.1% |
| Admin fee / account holder | $6,357 | $7,215-11.9% | $16,245-60.9% | $6,261+1.5% |