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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,446 | $106,749+296.7% | $145,433+191.2% | $82,448+413.6% |
| Participation rate | 77.3% | 75.6%+1.6pp | 82.1%-4.8pp | 68.1%+9.2pp |
| Annual return | 12.66% | 27.59%-14.9pp | 66.58%-53.9pp | 41.64%-29.0pp |
| Employer contribution / active EE | $2,122 | $3,444-38.4% | $4,554-53.4% | $2,551-16.8% |
| Participant deferral / active EE | $13,787 | $6,519+111.5% | $7,897+74.6% | $4,139+233.1% |
| Admin fee / account holder | $5,473 | $8,390-34.8% | $13,129-58.3% | $7,234-24.3% |