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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,348 | $102,429+253.8% | $147,096+146.3% | $80,925+347.8% |
| Participation rate | 78.7% | 75.9%+2.9pp | 82.2%-3.5pp | 67.7%+11.1pp |
| Annual return | 13.98% | 135.02%-121.0pp | 419.75%-405.8pp | 35.65%-21.7pp |
| Employer contribution / active EE | $1,688 | $3,716-54.6% | $4,936-65.8% | $2,756-38.8% |
| Participant deferral / active EE | $12,844 | $6,649+93.2% | $8,071+59.1% | $4,299+198.8% |
| Admin fee / account holder | $62,623 | $7,957+687.0% | $13,005+381.5% | $6,940+802.3% |