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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,594 | $165,399+98.7% | $149,745+119.4% | $158,982+106.7% |
| Participation rate | 94.7% | 84.6%+10.2pp | 82.5%+12.3pp | 82.0%+12.8pp |
| Annual return | 35.07% | 348.34%-313.3pp | 276.72%-241.7pp | 302.99%-267.9pp |
| Employer contribution / active EE | $1,774 | $5,105-65.2% | $4,646-61.8% | $4,763-62.7% |
| Participant deferral / active EE | $6,882 | $7,183-4.2% | $6,843+0.6% | $5,983+15.0% |
| Admin fee / account holder | $18,298 | $10,811+69.3% | $9,312+96.5% | $11,252+62.6% |