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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,024 | $176,105+39.1% | $159,474+53.6% | $167,536+46.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 2.86% | 331.91%-329.0pp | 263.68%-260.8pp | 478.82%-476.0pp |
| Employer contribution / active EE | $20,187 | $5,299+281.0% | $4,831+317.9% | $4,839+317.2% |
| Participant deferral / active EE | $14,690 | $7,751+89.5% | $7,353+99.8% | $6,342+131.6% |
| Admin fee / account holder | $6,293 | $12,559-49.9% | $10,802-41.7% | $12,315-48.9% |