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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,815 | $110,240+26.8% | $96,544+44.8% | $139,487+0.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 18.05% | 26.41%-8.4pp | 25.88%-7.8pp | 373.84%-355.8pp |
| Employer contribution / active EE | $9,387 | $3,622+159.1% | $2,966+216.4% | $4,755+97.4% |
| Participant deferral / active EE | $6,976 | $5,549+25.7% | $4,851+43.8% | $6,713+3.9% |
| Admin fee / account holder | $2,256 | $11,602-80.6% | $8,254-72.7% | $11,407-80.2% |