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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,682 | $165,399+9.8% | $149,745+21.3% | $158,982+14.3% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 13.97% | 348.34%-334.4pp | 276.72%-262.8pp | 302.99%-289.0pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $10,299 | $7,183+43.4% | $6,843+50.5% | $5,983+72.1% |
| Admin fee / account holder | $5,184 | $10,811-52.1% | $9,312-44.3% | $11,252-53.9% |