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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,682 | $165,361+9.9% | $149,715+21.4% | $158,950+14.3% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 13.97% | 348.24%-334.3pp | 276.66%-262.7pp | 302.91%-288.9pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $10,299 | $7,182+43.4% | $6,842+50.5% | $5,983+72.1% |
| Admin fee / account holder | $5,184 | $10,808-52.0% | $9,310-44.3% | $11,248-53.9% |