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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,435 | $209,422-11.0% | $178,503+4.4% | $158,982+17.3% |
| Participation rate | 86.7% | 86.4%+0.3pp | 81.9%+4.7pp | 82.0%+4.7pp |
| Annual return | 15.17% | 188.81%-173.6pp | 151.12%-136.0pp | 302.99%-287.8pp |
| Employer contribution / active EE | $655 | $5,707-88.5% | $5,011-86.9% | $4,763-86.2% |
| Participant deferral / active EE | $6,445 | $5,955+8.2% | $5,202+23.9% | $5,983+7.7% |
| Admin fee / account holder | $1,182 | $17,079-93.1% | $13,987-91.6% | $11,252-89.5% |