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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,488 | $81,331+151.4% | $155,534+31.5% | $80,935+152.7% |
| Participation rate | 96.9% | 66.3%+30.7pp | 78.2%+18.7pp | 67.7%+29.3pp |
| Annual return | 10.44% | 33.37%-22.9pp | 64.92%-54.5pp | 35.66%-25.2pp |
| Employer contribution / active EE | $7,172 | $3,105+131.0% | $4,675+53.4% | $2,757+160.2% |
| Participant deferral / active EE | $7,269 | $3,454+110.4% | $5,630+29.1% | $4,299+69.1% |
| Admin fee / account holder | $4,796 | $7,999-40.0% | $15,900-69.8% | $6,924-30.7% |