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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,908 | $106,247+36.4% | $96,515+50.1% | $139,466+3.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 5.12% | 38.47%-33.3pp | 35.73%-30.6pp | 373.66%-368.5pp |
| Employer contribution / active EE | $15,402 | $4,106+275.1% | $3,740+311.9% | $4,754+224.0% |
| Participant deferral / active EE | $21,476 | $5,456+293.6% | $4,880+340.1% | $6,712+220.0% |
| Admin fee / account holder | $15,077 | $7,885+91.2% | $6,735+123.9% | $11,409+32.2% |