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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,064 | $87,059-12.6% | $105,608-28.0% | $80,925-6.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 13.25% | 17.05%-3.8pp | 116.50%-103.3pp | 35.65%-22.4pp |
| Employer contribution / active EE | $4,730 | $2,396+97.4% | $3,167+49.4% | $2,756+71.6% |
| Participant deferral / active EE | $4,249 | $3,986+6.6% | $5,010-15.2% | $4,299-1.2% |
| Admin fee / account holder | $4,859 | $8,443-42.4% | $11,028-55.9% | $6,940-30.0% |