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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,041 | $59,819+22.1% | $79,583-8.2% | $68,490+6.6% |
| Participation rate | 96.9% | 61.1%+35.8pp | 69.5%+27.4pp | 67.9%+29.0pp |
| Annual return | -20.68% | -12.30%-8.4pp | 0.16%-20.8pp | -7.85%-12.8pp |
| Employer contribution / active EE | $1,243 | $1,505-17.4% | $2,414-48.5% | $2,597-52.1% |
| Participant deferral / active EE | $3,205 | $3,025+6.0% | $3,986-19.6% | $4,028-20.4% |
| Admin fee / account holder | $2,562 | $4,835-47.0% | $6,835-62.5% | $5,403-52.6% |