See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $12,677 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,151 | $64,119-76.4% | $112,228-86.5% | $66,914-77.4% |
| Participation rate | 56.7% | 68.5%-11.7pp | 75.1%-18.3pp | 69.8%-13.1pp |
| Annual return | -15.78% | -13.81%-2.0pp | 27.45%-43.2pp | 1.58%-17.4pp |
| Employer contribution / active EE | $2,184 | $3,005-27.3% | $3,635-39.9% | $2,544-14.2% |
| Participant deferral / active EE | $3,074 | $3,693-16.8% | $4,728-35.0% | $4,237-27.4% |
| Admin fee / account holder | $82 | $625-86.9% | $6,410-98.7% | $593-86.2% |