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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,342 | $48,235-8.1% | $68,803-35.6% | $68,490-35.3% |
| Participation rate | 69.4% | 60.7%+8.8pp | 69.0%+0.4pp | 67.9%+1.5pp |
| Annual return | -17.14% | -12.70%-4.4pp | -6.37%-10.8pp | -7.85%-9.3pp |
| Employer contribution / active EE | $461 | $1,829-74.8% | $2,656-82.6% | $2,597-82.3% |
| Participant deferral / active EE | $2,354 | $2,867-17.9% | $3,942-40.3% | $4,028-41.6% |
| Admin fee / account holder | $34 | $4,361-99.2% | $4,936-99.3% | $5,403-99.4% |