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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,754 | $95,415+142.9% | $185,851+24.7% | $85,851+169.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.45% | 23.59%-12.1pp | 122.11%-110.7pp | 318.63%-307.2pp |
| Employer contribution / active EE | $1,221 | $3,314-63.2% | $5,168-76.4% | $2,565-52.4% |
| Participant deferral / active EE | $8,078 | $3,424+135.9% | $5,569+45.1% | $3,952+104.4% |
| Admin fee / account holder | $11,333 | $7,215+57.1% | $16,245-30.2% | $6,261+81.0% |