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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,903 | $80,983-63.1% | $96,544-69.0% | $75,177-60.2% |
| Participation rate | 93.1% | 71.8%+21.3pp | 76.0%+17.1pp | 67.2%+25.9pp |
| Annual return | 20.26% | 27.05%-6.8pp | 25.88%-5.6pp | 160.75%-140.5pp |
| Employer contribution / active EE | $1,239 | $2,282-45.7% | $2,966-58.2% | $2,671-53.6% |
| Participant deferral / active EE | $3,079 | $3,929-21.6% | $4,851-36.5% | $4,126-25.4% |
| Admin fee / account holder | $1,195 | $6,717-82.2% | $8,254-85.5% | $5,651-78.9% |