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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,116 | $112,729-47.6% | $98,716-40.1% | $137,256-56.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 7.78% | 38.48%-30.7pp | 31.81%-24.0pp | 220.34%-212.6pp |
| Employer contribution / active EE | $113 | $2,725-95.8% | $2,279-95.0% | $4,156-97.3% |
| Participant deferral / active EE | $3,643 | $4,640-21.5% | $4,048-10.0% | $6,407-43.1% |
| Admin fee / account holder | $4,726 | $10,129-53.3% | $8,703-45.7% | $12,270-61.5% |