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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,116 | $124,980-52.7% | $108,359-45.4% | $154,746-61.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 7.78% | 45.00%-37.2pp | 36.89%-29.1pp | 172.34%-164.6pp |
| Employer contribution / active EE | $113 | $2,851-96.0% | $2,399-95.3% | $4,379-97.4% |
| Participant deferral / active EE | $3,643 | $4,743-23.2% | $4,137-12.0% | $6,730-45.9% |
| Admin fee / account holder | $4,726 | $11,502-58.9% | $9,741-51.5% | $14,365-67.1% |