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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,151 | $65,364+16.5% | $92,909-18.0% | $72,975+4.4% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 24.30% | 42.11%-17.8pp | 109.44%-85.1pp | 81.01%-56.7pp |
| Employer contribution / active EE | $3,973 | $2,594+53.1% | $3,653+8.7% | $2,440+62.8% |
| Participant deferral / active EE | $4,272 | $3,128+36.6% | $4,238+0.8% | $3,608+18.4% |
| Admin fee / account holder | $4,516 | $4,251+6.2% | $5,795-22.1% | $5,124-11.9% |