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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,028 | $134,817-72.5% | $123,973-70.1% | $155,188-76.1% |
| Participation rate | 84.2% | 79.4%+4.8pp | 76.7%+7.6pp | 80.8%+3.4pp |
| Annual return | 18.96% | 515.49%-496.5pp | 388.13%-369.2pp | 148.84%-129.9pp |
| Employer contribution / active EE | $2,191 | $4,425-50.5% | $4,126-46.9% | $4,248-48.4% |
| Participant deferral / active EE | $6,043 | $5,706+5.9% | $5,247+15.2% | $6,531-7.5% |
| Admin fee / account holder | $2,091 | $13,245-84.2% | $11,799-82.3% | $14,480-85.6% |