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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,688 | $86,940+59.5% | $102,434+35.4% | $80,935+71.4% |
| Participation rate | 82.9% | 72.4%+10.5pp | 76.5%+6.3pp | 67.7%+15.2pp |
| Annual return | -2.59% | 18.89%-21.5pp | 29.46%-32.0pp | 35.66%-38.2pp |
| Employer contribution / active EE | $3,055 | $2,370+28.9% | $3,023+1.1% | $2,757+10.8% |
| Participant deferral / active EE | $2,916 | $4,121-29.2% | $5,055-42.3% | $4,299-32.2% |
| Admin fee / account holder | $15,175 | $8,047+88.6% | $9,462+60.4% | $6,924+119.1% |