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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,576 | $95,453+60.9% | $112,040+37.1% | $82,448+86.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 1.76% | 23.92%-22.2pp | 24.52%-22.8pp | 41.64%-39.9pp |
| Employer contribution / active EE | $8,182 | $2,318+253.0% | $2,954+177.0% | $2,551+220.8% |
| Participant deferral / active EE | $4,431 | $4,224+4.9% | $5,098-13.1% | $4,139+7.0% |
| Admin fee / account holder | $7,661 | $9,013-15.0% | $12,098-36.7% | $7,234+5.9% |