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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,688 | $86,949+59.5% | $102,460+35.4% | $80,959+71.3% |
| Participation rate | 82.9% | 72.4%+10.5pp | 76.5%+6.3pp | 67.7%+15.2pp |
| Annual return | -2.59% | 18.89%-21.5pp | 29.47%-32.1pp | 35.67%-38.3pp |
| Employer contribution / active EE | $3,055 | $2,370+28.9% | $3,025+1.0% | $2,757+10.8% |
| Participant deferral / active EE | $2,916 | $4,121-29.2% | $5,056-42.3% | $4,300-32.2% |
| Admin fee / account holder | $15,175 | $8,048+88.6% | $9,460+60.4% | $6,925+119.1% |