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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,050 | $76,834+69.3% | $108,359+20.0% | $87,485+48.7% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 9.71% | 19.09%-9.4pp | 36.89%-27.2pp | 26.06%-16.4pp |
| Employer contribution / active EE | $13,634 | $1,556+776.0% | $2,399+468.2% | $2,596+425.1% |
| Participant deferral / active EE | $1,301 | $3,100-58.0% | $4,137-68.6% | $4,274-69.6% |
| Admin fee / account holder | $6,204 | $6,537-5.1% | $9,741-36.3% | $7,775-20.2% |