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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,143 | $83,337+80.2% | $67,834+121.3% | $273,972-45.2% |
| Participation rate | 86.4% | 76.4%+9.9pp | 68.8%+17.6pp | 83.0%+3.3pp |
| Annual return | 9.68% | 259.45%-249.8pp | 138.47%-128.8pp | 41.46%-31.8pp |
| Employer contribution / active EE | $2,803 | $3,287-14.7% | $2,403+16.6% | $4,869-42.4% |
| Participant deferral / active EE | $6,982 | $4,088+70.8% | $3,160+121.0% | $5,287+32.0% |
| Admin fee / account holder | $703 | $6,752-89.6% | $4,622-84.8% | $10,133-93.1% |