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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,343 | $106,524+182.9% | $152,301+97.9% | $87,485+244.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 17.77% | 26.89%-9.1pp | 80.50%-62.7pp | 26.06%-8.3pp |
| Employer contribution / active EE | $5,699 | $3,371+69.0% | $4,624+23.2% | $2,596+119.5% |
| Participant deferral / active EE | $12,930 | $6,525+98.2% | $8,004+61.5% | $4,274+202.6% |
| Admin fee / account holder | $10,256 | $8,287+23.8% | $14,398-28.8% | $7,775+31.9% |