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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,343 | $106,749+182.3% | $145,433+107.2% | $82,448+265.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.77% | 27.59%-9.8pp | 66.58%-48.8pp | 41.64%-23.9pp |
| Employer contribution / active EE | $5,699 | $3,444+65.5% | $4,554+25.1% | $2,551+123.4% |
| Participant deferral / active EE | $12,930 | $6,519+98.4% | $7,897+63.7% | $4,139+212.4% |
| Admin fee / account holder | $10,256 | $8,390+22.2% | $13,129-21.9% | $7,234+41.8% |