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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $576,830 | $111,785+416.0% | $93,669+515.8% | $145,877+295.4% |
| Participation rate | 87.5% | 74.2%+13.3pp | 68.7%+18.8pp | 80.3%+7.2pp |
| Annual return | 16.71% | 203.79%-187.1pp | 133.59%-116.9pp | 551.28%-534.6pp |
| Employer contribution / active EE | $17,789 | $3,096+474.6% | $2,424+634.0% | $4,663+281.5% |
| Participant deferral / active EE | $11,914 | $4,919+142.2% | $4,416+169.8% | $6,691+78.1% |
| Admin fee / account holder | $922 | $10,256-91.0% | $8,291-88.9% | $13,402-93.1% |