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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,270 | $106,923-87.6% | $84,023-84.2% | $152,909-91.3% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 22.85% | 105.02%-82.2pp | 71.32%-48.5pp | 345.46%-322.6pp |
| Employer contribution / active EE | $1,907 | $2,735-30.3% | $1,984-3.9% | $4,764-60.0% |
| Participant deferral / active EE | $1,777 | $4,013-55.7% | $3,239-45.1% | $5,851-69.6% |
| Admin fee / account holder | $460 | $8,289-94.5% | $6,102-92.5% | $11,601-96.0% |