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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,500 | $116,203+94.9% | $93,621+141.9% | $152,909+48.1% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.8%-0.8pp | 82.5%-7.5pp |
| Annual return | 10.88% | 35.96%-25.1pp | 32.76%-21.9pp | 345.46%-334.6pp |
| Employer contribution / active EE | $3,070 | $3,219-4.6% | $2,719+12.9% | $4,764-35.5% |
| Participant deferral / active EE | $6,746 | $4,605+46.5% | $4,070+65.8% | $5,851+15.3% |
| Admin fee / account holder | $503 | $10,751-95.3% | $7,890-93.6% | $11,601-95.7% |