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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,803 | $96,691+63.2% | $86,656+82.1% | $139,487+13.1% |
| Participation rate | 66.7% | 74.4%-7.8pp | 71.7%-5.0pp | 80.3%-13.7pp |
| Annual return | 15.06% | 106.87%-91.8pp | 593.09%-578.0pp | 373.84%-358.8pp |
| Employer contribution / active EE | $2,011 | $3,267-38.4% | $3,025-33.5% | $4,755-57.7% |
| Participant deferral / active EE | $5,391 | $4,838+11.4% | $4,439+21.4% | $6,713-19.7% |
| Admin fee / account holder | $32,626 | $6,414+408.6% | $5,619+480.7% | $11,407+186.0% |