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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $915,511 | $177,156+416.8% | $147,027+522.7% | $154,746+491.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 3.90% | 21.94%-18.0pp | 20.23%-16.3pp | 172.34%-168.4pp |
| Employer contribution / active EE | $29,346 | $4,336+576.7% | $3,626+709.3% | $4,379+570.1% |
| Participant deferral / active EE | $13,729 | $5,797+136.8% | $4,933+178.3% | $6,730+104.0% |
| Admin fee / account holder | $14,873 | $14,904-0.2% | $12,223+21.7% | $14,365+3.5% |