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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $915,511 | $161,352+467.4% | $134,172+582.3% | $137,256+567.0% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 3.90% | 28.72%-24.8pp | 25.30%-21.4pp | 220.34%-216.4pp |
| Employer contribution / active EE | $29,346 | $4,099+616.0% | $3,420+758.1% | $4,156+606.1% |
| Participant deferral / active EE | $13,729 | $5,552+147.3% | $4,690+192.7% | $6,407+114.3% |
| Admin fee / account holder | $14,873 | $15,028-1.0% | $12,016+23.8% | $12,270+21.2% |