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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,435 | $176,786+53.5% | $146,643+85.1% | $167,536+62.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 8.68% | 24.04%-15.4pp | 22.75%-14.1pp | 478.82%-470.1pp |
| Employer contribution / active EE | $10,478 | $5,161+103.0% | $4,137+153.3% | $4,839+116.5% |
| Participant deferral / active EE | $7,939 | $6,440+23.3% | $5,506+44.2% | $6,342+25.2% |
| Admin fee / account holder | $3,595 | $13,262-72.9% | $10,280-65.0% | $12,315-70.8% |