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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,747 | $87,106+20.3% | $105,607-0.8% | $80,935+29.4% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 12.46% | 17.01%-4.5pp | 116.11%-103.6pp | 35.66%-23.2pp |
| Employer contribution / active EE | $4,146 | $2,396+73.0% | $3,167+30.9% | $2,757+50.4% |
| Participant deferral / active EE | $6,559 | $3,986+64.6% | $5,011+30.9% | $4,299+52.6% |
| Admin fee / account holder | $3,813 | $8,447-54.9% | $10,958-65.2% | $6,924-44.9% |