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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,768 | $99,875+110.0% | $146,866+42.8% | $86,983+141.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 12.78% | 28.10%-15.3pp | 102.85%-90.1pp | 25.83%-13.1pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $16,505 | $6,322+161.1% | $7,759+112.7% | $4,194+293.6% |
| Admin fee / account holder | $17,803 | $7,838+127.1% | $13,620+30.7% | $7,856+126.6% |