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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,768 | $107,421+95.3% | $182,262+15.1% | $94,015+123.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 12.78% | 21.32%-8.5pp | 140.60%-127.8pp | 17.84%-5.1pp |
| Employer contribution / active EE | $0 | $3,448-100.0% | $5,046-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $16,505 | $6,558+151.7% | $8,276+99.4% | $4,249+288.4% |
| Admin fee / account holder | $17,803 | $8,692+104.8% | $16,712+6.5% | $8,951+98.9% |