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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,834 | $105,866-1.0% | $90,766+15.5% | $134,545-22.1% |
| Participation rate | 50.0% | 78.3%-28.3pp | 75.7%-25.7pp | 81.2%-31.2pp |
| Annual return | -17.43% | -10.99%-6.4pp | -12.16%-5.3pp | 418.37%-435.8pp |
| Employer contribution / active EE | $2,176 | $3,464-37.2% | $2,922-25.5% | $4,742-54.1% |
| Participant deferral / active EE | $5,738 | $5,217+10.0% | $4,565+25.7% | $6,401-10.4% |
| Admin fee / account holder | $1,608 | $13,938-88.5% | $8,446-81.0% | $11,431-85.9% |