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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,782 | $48,364+0.9% | $71,796-32.1% | $62,881-22.4% |
| Participation rate | 60.8% | 60.6%+0.2pp | 69.1%-8.3pp | 69.3%-8.5pp |
| Annual return | 8.68% | 13.16%-4.5pp | 78.04%-69.4pp | 20.14%-11.5pp |
| Employer contribution / active EE | $0 | $1,042-100.0% | $1,924-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,448 | $2,091-30.8% | $2,794-48.2% | $3,203-54.8% |
| Admin fee / account holder | $565 | $3,771-85.0% | $4,815-88.3% | $4,296-86.9% |