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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $618,585 | $138,114+347.9% | $125,391+393.3% | $134,545+359.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.70% | 750.88%-773.6pp | 572.41%-595.1pp | 418.37%-441.1pp |
| Employer contribution / active EE | $2,921 | $5,246-44.3% | $4,816-39.3% | $4,742-38.4% |
| Participant deferral / active EE | $3,129 | $7,801-59.9% | $7,448-58.0% | $6,401-51.1% |
| Admin fee / account holder | $7,527 | $11,570-34.9% | $10,009-24.8% | $11,431-34.2% |