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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $869,978 | $196,972+341.7% | $182,262+377.3% | $198,609+338.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 20.53% | 158.27%-137.7pp | 140.60%-120.1pp | 202.70%-182.2pp |
| Employer contribution / active EE | $3,668 | $5,364-31.6% | $5,046-27.3% | $5,055-27.4% |
| Participant deferral / active EE | $3,644 | $8,643-57.8% | $8,276-56.0% | $6,977-47.8% |
| Admin fee / account holder | $19,783 | $18,429+7.4% | $16,712+18.4% | $19,030+4.0% |