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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,745 | $91,179-58.6% | $178,499-78.9% | $79,852-52.7% |
| Participation rate | 62.5% | 69.2%-6.7pp | 81.9%-19.4pp | 69.6%-7.1pp |
| Annual return | 16.54% | 24.19%-7.7pp | 151.10%-134.6pp | 31.72%-15.2pp |
| Employer contribution / active EE | $1,136 | $3,256-65.1% | $5,011-77.3% | $2,471-54.0% |
| Participant deferral / active EE | $2,986 | $3,236-7.7% | $5,202-42.6% | $3,740-20.2% |
| Admin fee / account holder | $6,991 | $6,749+3.6% | $13,986-50.0% | $5,306+31.7% |