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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,370 | $166,242+57.2% | $165,071+58.3% | $145,884+79.2% |
| Participation rate | 73.9% | 82.0%-8.1pp | 78.6%-4.7pp | 80.3%-6.4pp |
| Annual return | 12.71% | 100.44%-87.7pp | 70.17%-57.5pp | 551.85%-539.1pp |
| Employer contribution / active EE | $2,355 | $5,283-55.4% | $4,347-45.8% | $4,662-49.5% |
| Participant deferral / active EE | $6,632 | $6,964-4.8% | $6,035+9.9% | $6,690-0.9% |
| Admin fee / account holder | $6,065 | $16,658-63.6% | $12,695-52.2% | $13,392-54.7% |