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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,307 | $64,462+74.2% | $81,482+37.8% | $80,911+38.8% |
| Participation rate | 71.9% | 63.9%+8.0pp | 69.5%+2.4pp | 67.6%+4.2pp |
| Annual return | 8.54% | 16.35%-7.8pp | 24.79%-16.2pp | 35.63%-27.1pp |
| Employer contribution / active EE | $2,002 | $1,979+1.2% | $2,463-18.7% | $2,756-27.4% |
| Participant deferral / active EE | $6,102 | $3,094+97.2% | $3,885+57.1% | $4,297+42.0% |
| Admin fee / account holder | $18,276 | $5,678+221.9% | $5,761+217.2% | $6,935+163.5% |