Retirement plan

CHILD CARE RESOURCE AND REFERRAL, INC. MATCHED SAVINGS RETIREMENT PLAN

Name: CHILD CARE RESOURCE AND REFERRAL, INC. - CHILD CARE RESOURCE AND REFERRAL, INC. MATCHED SAVINGS RETIREMENT PLAN (2015) Form 5500
Creator: CHILD CARE RESOURCE AND REFERRAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHILD CARE RESOURCE AND REFERRAL, INC. MATCHED SAVINGS RETIREMENT PLAN, CHILD CARE RESOURCE AND REFERRAL, INC.

CHILD CARE RESOURCE AND REFERRAL, INC.EIN 41-0987753Plan #002PY 2015

126 WOODLAKE DRIVE SOUTH EAST - ROCHESTER, MN 55904507-287-2020

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$3.4M

No prior year

Total participants

196

No prior year

Average account balance

$19,035

No prior year

Annual return

-1.57%

No prior year

Benchmarks

See 1,412 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,412 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.79M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

232

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$739K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.79%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$24

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NATIONWIDE1+ years Service code 21 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Bank Trustee	$17,230
TAX SHELTERED COMPENSATION, INC.1+ years Filed as: TSC, INC. Service code 15 · EIN 41-0955056 7300 METRO BLVD · EDINA, MN 55439	Recordkeeping	$7,877
PARK AVENUE SECURITIES LLC1+ years Filed as: PARK AVENUE SECURITIES Service code 27 7 HANOVER SQUARE H4C · NEW YORK, NY 10040	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2L2M3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$25K

$168 / participant

Investment mgmt$15K58.5%
Contract admin$10K41.5%

% of EOY assets

0.728%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HAWKINS ASH CPA'S
Auditor EIN: 390912608
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$19,035

$41,854-54.5%

$73,835-74.2%

$52,331-63.6%

Participation rate

89.9%

66.2%+23.7pp

73.4%+16.5pp

68.1%+21.8pp

Annual return

-1.57%

2.11%-3.7pp

2268.13%-2269.7pp

4.54%-6.1pp

Employer contribution / active EE

$1,424

$1,920-25.8%

$2,788-48.9%

$1,882-24.3%

Participant deferral / active EE

$1,449

$2,498-42.0%

$3,583-59.6%

$3,022-52.0%

Admin fee / account holder

$139

$493-71.9%

$4,880-97.2%

$592-76.6%

Provider

Service type

Compensation

NATIONWIDE1+ years

Service code 21

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Bank Trustee

$17,230

TAX SHELTERED COMPENSATION, INC.1+ years

Filed as: TSC, INC.

Service code 15 · EIN 41-0955056

7300 METRO BLVD · EDINA, MN 55439

Recordkeeping

$7,877

PARK AVENUE SECURITIES LLC1+ years

Filed as: PARK AVENUE SECURITIES

Service code 27

7 HANOVER SQUARE H4C · NEW YORK, NY 10040

Advisory (Plan)

CHILD CARE RESOURCE AND REFERRAL, INC. MATCHED SAVINGS RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHILD CARE RESOURCE AND REFERRAL, INC. MATCHED SAVINGS RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion