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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,364 | $76,371+43.2% | $93,621+16.8% | $72,976+49.9% |
| Participation rate | 86.2% | 71.8%+14.5pp | 75.8%+10.4pp | 69.5%+16.7pp |
| Annual return | 23.64% | 25.82%-2.2pp | 32.76%-9.1pp | 81.02%-57.4pp |
| Employer contribution / active EE | $1,670 | $2,276-26.6% | $2,719-38.6% | $2,440-31.5% |
| Participant deferral / active EE | $2,960 | $3,538-16.3% | $4,070-27.3% | $3,608-18.0% |
| Admin fee / account holder | $9,315 | $6,839+36.2% | $7,890+18.1% | $5,124+81.8% |