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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,060 | $94,031+23.4% | $115,768+0.3% | $82,448+40.8% |
| Participation rate | 92.6% | 70.4%+22.2pp | 74.4%+18.2pp | 68.1%+24.5pp |
| Annual return | 17.14% | 20.61%-3.5pp | 100.46%-83.3pp | 41.64%-24.5pp |
| Employer contribution / active EE | $0 | $2,323-100.0% | $2,940-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,633 | $3,972+16.6% | $4,917-5.8% | $4,139+11.9% |
| Admin fee / account holder | $1,510 | $10,249-85.3% | $12,439-87.9% | $7,234-79.1% |