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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,177 | $87,132+26.4% | $105,624+4.3% | $80,959+36.1% |
| Participation rate | 80.8% | 70.4%+10.3pp | 75.3%+5.5pp | 67.7%+13.1pp |
| Annual return | 9.44% | 17.03%-7.6pp | 116.20%-106.8pp | 35.67%-26.2pp |
| Employer contribution / active EE | $1,505 | $2,397-37.2% | $3,168-52.5% | $2,757-45.4% |
| Participant deferral / active EE | $4,084 | $3,985+2.5% | $5,013-18.5% | $4,300-5.0% |
| Admin fee / account holder | $53,300 | $8,449+530.9% | $10,961+386.3% | $6,925+669.6% |