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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $34,367 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SWST PRKWY BLDG 2 · AUSTIN, TX 78735 | Advisory (Plan) | $32,411 |
CLIFTONLARSONALLEN LLP8 years Service code 99 · EIN 41-0746749 220 S 6TH STREET, SUITE 300 · MINNEAPOLIS, MN 55402 | Other Fees | $9,712 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $4,027 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,228 | $87,465+99.2% | $122,979+41.7% | $65,306+166.8% |
| Participation rate | 66.8% | 66.0%+0.8pp | 77.2%-10.4pp | 57.7%+9.1pp |
| Annual return | 11.30% | 19.76%-8.5pp | 20.12%-8.8pp | 21.94%-10.6pp |
| Employer contribution / active EE | $1,963 | $2,156-9.0% | $3,062-35.9% | $1,967-0.2% |
| Participant deferral / active EE | $3,917 | $3,705+5.7% | $5,003-21.7% | $2,959+32.4% |
| Admin fee / account holder | $409 | $5,100-92.0% | $12,864-96.8% | $3,480-88.3% |