See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 25 PO BOX 986 1100 W ST GERMAIN ST · ST CLOUD, MN 56301 | Directed Trustee | $18,364 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,129 | $55,415-25.8% | $155,509-73.6% | $74,495-44.8% |
| Participation rate | 69.9% | 61.9%+8.0pp | 78.2%-8.3pp | 67.2%+2.7pp |
| Annual return | 10.69% | 268.50%-257.8pp | 64.67%-54.0pp | 1364.94%-1354.3pp |
| Employer contribution / active EE | $2,435 | $2,267+7.4% | $4,672-47.9% | $2,623-7.2% |
| Participant deferral / active EE | $2,196 | $2,836-22.5% | $5,626-61.0% | $4,346-49.5% |
| Admin fee / account holder | $165 | $1,738-90.5% | $15,912-99.0% | $1,942-91.5% |