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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,726 | $67,602+336.0% | $82,312+258.1% | $70,126+320.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 16.52% | 21.57%-5.0pp | 25.88%-9.4pp | 73.15%-56.6pp |
| Employer contribution / active EE | $6,533 | $1,755+272.2% | $2,428+169.0% | $2,343+178.9% |
| Participant deferral / active EE | $2,173 | $2,987-27.2% | $3,706-41.4% | $3,332-34.8% |
| Admin fee / account holder | $8,079 | $4,512+79.1% | $5,608+44.1% | $4,645+73.9% |