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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,262 | $181,896-71.3% | $156,551-66.6% | $273,972-80.9% |
| Participation rate | 81.8% | 88.4%-6.6pp | 84.0%-2.2pp | 83.0%-1.2pp |
| Annual return | 6.75% | 30.74%-24.0pp | 32.23%-25.5pp | 41.46%-34.7pp |
| Employer contribution / active EE | $2,519 | $6,248-59.7% | $5,501-54.2% | $4,869-48.3% |
| Participant deferral / active EE | $1,452 | $5,550-73.8% | $4,871-70.2% | $5,287-72.5% |
| Admin fee / account holder | $7,971 | $15,560-48.8% | $13,028-38.8% | $10,133-21.3% |