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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,386 | $57,352+64.6% | $83,831+12.6% | $64,173+47.1% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | 9.39% | 11.38%-2.0pp | 850.99%-841.6pp | 7.63%+1.8pp |
| Employer contribution / active EE | $3,138 | $2,546+23.3% | $3,631-13.6% | $2,381+31.8% |
| Participant deferral / active EE | $5,604 | $2,993+87.2% | $4,082+37.3% | $3,470+61.5% |
| Admin fee / account holder | $7,228 | $4,046+78.6% | $5,479+31.9% | $4,887+47.9% |