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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL5 years Filed as: LPL FINANCIAL SERVICES Service code 26 | Advisory (Participants) | $136,934 |
Service code 15 · EIN 62-0951563 855 MAIN STREET · DUBUQUE, IA 52001 | Recordkeeping | $61,866 |
CLIFTONLARSONALLEN LLP10+ years Filed as: CLIFTONLARSONALLEN, LLP Service code 10 · EIN 41-0746749 | Accounting | $18,653 |
Service code 15 · EIN 41-0955056 7365 KIRKWOOD CT N · MAPLE GROVE, MN 55369 | Recordkeeping | $16,697 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,972 | $83,843+243.5% | $123,973+132.3% | $65,306+341.0% |
| Participation rate | 95.6% | 56.0%+39.6pp | 76.7%+18.9pp | 57.7%+37.9pp |
| Annual return | 5.11% | 19.87%-14.8pp | 388.13%-383.0pp | 21.94%-16.8pp |
| Employer contribution / active EE | $18,707 | $2,873+551.1% | $4,126+353.4% | $1,967+850.9% |
| Participant deferral / active EE | $6,575 | $2,997+119.4% | $5,247+25.3% | $2,959+122.2% |
| Admin fee / account holder | $1,022 | $4,735-78.4% | $11,799-91.3% | $3,480-70.6% |