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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL5 years Filed as: LPL FINANCIAL SERVICES Service code 26 | Advisory (Participants) | $136,934 |
Service code 15 · EIN 62-0951563 855 MAIN STREET · DUBUQUE, IA 52001 | Recordkeeping | $61,866 |
CLIFTONLARSONALLEN LLP10+ years Filed as: CLIFTONLARSONALLEN, LLP Service code 10 · EIN 41-0746749 | Accounting | $18,653 |
Service code 15 · EIN 41-0955056 7365 KIRKWOOD CT N · MAPLE GROVE, MN 55369 | Recordkeeping | $16,697 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,972 | $80,674+257.0% | $119,126+141.7% | $64,340+347.6% |
| Participation rate | 95.6% | 55.2%+40.4pp | 75.8%+19.8pp | 55.2%+40.4pp |
| Annual return | 5.11% | 26.86%-21.8pp | 282.11%-277.0pp | 24.14%-19.0pp |
| Employer contribution / active EE | $18,707 | $2,564+629.6% | $4,034+363.8% | $1,862+904.9% |
| Participant deferral / active EE | $6,575 | $3,053+115.3% | $5,318+23.6% | $2,980+120.6% |
| Admin fee / account holder | $1,022 | $4,559-77.6% | $10,693-90.4% | $3,703-72.4% |